Last Updated: January 2026

By investing with Credit Affairs Limited, you agree to the following Terms & Conditions. Please read them carefully before proceeding.

1. Nature of Investment

All investments offered by Credit Affairs Limited are subject to market risks. Returns are projected estimates and not guaranteed, unless expressly stated otherwise in writing.

2. Eligibility

Investors must:
* Be at least 18 years of age
* Provide accurate and complete personal and financial information
* Comply with all applicable laws and regulations

3. Investment Tenure & Returns

* Investment tenure and expected returns will be clearly communicated before confirmation
* Returns are paid according to the agreed schedule
* Early withdrawal may attract penalties or reduced returns, as specified in the investment agreement

4. Risk Disclosure

Investments involve risk, including potential loss of capital. Investors acknowledge that:
* Past performance does not guarantee future results
* Credit Affairs Limited shall not be held liable for losses arising from market conditions beyond its control

5. Payment & Documentation

* All investments must be fully funded before activation
* Digital or physical documentation constitutes a binding agreement

6. Termination

Credit Affairs Limited reserves the right to suspend or terminate any investment arrangement in cases of:
* False information
* Fraudulent activity
* Breach of these Terms & Conditions

7. Amendments

Credit Affairs Limited may amend these Terms & Conditions at any time. Updated versions will be made available on our website or shared directly with investors.

8. Governing Law

These Terms & Conditions are governed by the laws of the Federal Republic of Nigeria

For Enquiries:

Telephone: +2349072008152
Email: [email protected] or  [email protected]