Earn Up to 25% ROI by Investing in Nigeria’s Credit Economy

Invest confidently in a diversified loan portfolio that powers salary earners and SMEs while your money works harder for you.

Loans Disbursed
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Why Smart Investors Choose Credit Affairs

At Credit Affairs Limited, we combine disciplined credit management with transparent investment structures giving you reliable returns backed by real economic activity.

How Your Investment Works

A simple, transparent process designed to help you invest confidently and earn predictable returns.

Step 1

You Invest

Invest a minimum of ₦1 Million into our managed loan pool.

Step 2

Funds Are Deployed

Capital is disbursed as salary advance and SME loans using strict credit assessment.

Step 3

Borrowers Repay

Repayments are made via salary deductions and structured SME repayment plans.

Step 4

You Earn Returns

ROI is paid out at maturity based on your chosen investment tenure:
3 months = 5% | 6 months =12% | 9 months = 18% | 12months = 25%

Invest with Confidence

Join Credit Affairs Limited in powering financial access for Nigerians while growing your wealth through disciplined, high-yield credit investments.

Our risk framework is built to preserve capital while delivering predictable returns.

A Market Built for Sustainable Growth

Credit Affairs is positioned at the intersection of demand, technology, and trust.

ROI Calculator

Estimate your potential return on investment (ROI) based on your investment amount and tenure.

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