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About Us

Who we are

Credit Affairs Limited is an innovative retail finance institution in Nigeria. We provide quick loans, investment and other financial services through our various channels.

Our outstanding products and services are created to suit the financial requirements of our working professionals clientele.

Our History

We commenced business in 2020 with our first office in Lagos, Nigeria and have since delivered retail financial services in an unprecedented manner to our esteemed customers.

We continuously strive to understand our clients’ needs so we can provide efficient financial solutions and opportunities.

At Credit Affairs Ltd, we strongly believe in integrity, empathy, respect, innovation and creating value in everything we do.

Mission

To deliver loans and financial services in a targeted way that puts into consideration our corporate relationships and client’s preferences in sustaining lasting relationships with them throughout their financial lives.

Our Vision

To remain the leading technologically innovative retail financial institution in Africa.

Meet The Team

Click on the profile picture to read about them.

Ikekhua Godwin
CEO/Founder

Ikekhua Godwin
Temitayo Oyebamiji
Growth Consultant

Temitayo Oyebamiji
Ikekhua Godwin

CEO/Founder

Ikekhua Godwin

Ikekhua Godwin is a serial entrepreneur and financial expert with close to a decade of experience across the healthcare and blockchain industries.

As the Founder and CEO of Credit Affairs Limited, he has transformed the company from a small loan provider offering ₦100,000 per client to one that now disburses up to ₦3,000,000 per client within four years.

Godwin’s strategic leadership has attracted investors both locally and internationally, driven by his commitment to innovation, excellence, and ethical business practices.

He believes Africa’s financial future depends on structure, collaboration, and people — and continues to build Credit Affairs as a model for sustainable, customer-focused growth.

Temitayo Oyebamiji

Growth Consultant

Temitayo Oyebamiji

Temitayo Oyebamiji is the growth mind behind some of Africa’s smartest business transformations.

He works externally with Credit Affairs, guiding the team to build structure around growth, attract the right investors, and scale lending operations with clarity and confidence.

His journey started at Zenith Bank, where he spent a number of years mastering the quiet art of structure and precision. Those years taught him how strong systems can turn small operations into scalable businesses.

Today, through Outboxx, Temitayo partners with founders and companies that are ready to grow differently. He helps them move from manual to predictable, from busy to profitable, from effort to excellence.

He believes Africa’s problem is not talent. It is structure. And that the future belongs to those who build systems that sell, even when they are not in the room.

Temitayo collaborates with Credit Affairs in an external advisory capacity, offering strategic direction while remaining independent of the company’s internal operations.

Join The Team

Meet The Team

We have a team of like-minded people, mutually driven, supportive of each other, friendly, creative and positively motivated towards working together productively to create value whether first to ourselves then to our client-base, investors and community at large with the singular goal of being exceptional by all standards in our relationships.

Ikekhua Godwin

CEO/Founder

A Serial Entrepreneur and Experienced Financial Expert with 7+ years in the blockchain industry.

Temitayo Oyebamiji

Chief Operating Officer

He currently consults for DrilAfrica, a growing venture building for entrepreneurs, driving business expansion/growth opportunities in Africa.

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